|
|
|
SA Real Estate Agents |
|
Budget
Basics Work Sheet
The
first step in getting yourself in financial shape to buy a home is to
know what you make and what you spend now. List your income and expenses
below.
Income
|
|
|
Take-Home Pay/All Family Members |
|
|
Child Support/Alimony |
|
|
Pension/Social Security |
|
|
Disability/Other Insurance |
|
|
Interest/Dividends |
|
|
Other |
|
|
Total Income |
|
Expenses
|
|
|
Rent/Mortgage |
|
|
Life Insurance |
|
|
Health/Disability Insurance |
|
|
Vehicle Insurance |
|
|
Homeowners or Other Insurance |
|
|
Car Payments |
|
|
Other Loan Payments |
|
|
Savings/Pension Contribution |
|
|
Utilities |
|
|
Credit Card Payments |
|
|
Car Upkeep |
|
|
Clothing |
|
|
Personal Care Products |
|
|
Groceries |
|
|
Food Prepared Outside the Home |
|
|
Medical/Dental/Prescriptions |
|
|
Household Goods |
|
|
Recreation/Entertainment |
|
|
Child Care |
|
|
Education |
|
|
Charitable Donations |
|
|
Miscellaneous |
|
Total Expenses=
|
|
Remaining Income After Expenses=
|
|
|
|
Reprinted
from REALTOR® Magazine Online by permission of the
|
|
NATIONAL
ASSOCIATION OF REALTORS®Copyright 2005. All rights
reserved |
|
www.REALTOR.org/realtormag |
|
|
